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All agents are NOT alike! Find out why I am one of Perdido Key's top real estate experts. Call me direct at: 850-712-4631.
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Welcome to Perdido Key...the most beautiful coastal community in Florida. You will love the lifestyle and the people, the recreation and scenery, the luxury condos and quaint beach homes. Perdido Key offers rich culture and peaceful tranquility both at once. Nobody knows Perdido Key real estate better, so please call anytime with no obligation. I will be delighted to talk with you.  Kathy is a leading real estate expert in Perdido Key, Florida whose market knowledge, enthusiasm and exceptional customer service skills catapolted her to #1 Volume Sales Agent in Perdido Key in 2007 and 2008. Kathy was raised in the area, and grew up at the beach where she now specializes in condominium sales. Read my Blog, get the Latest Listings before anyone else, or search the entire MLS...just a few of the ways we can help you learn about one of Florida's most highly regarded markets. Please explore my Feature Homes...they represent some of the finest properties in Perdido Key at the best prices. Have questions? Please do not hesitate to call me anytime. It will be my pleasure to speak with you. I am easily reached on my Direct Line at 850-712-4631. Customer service is the foundation of my business and I look forward to helping you explore the wonderful opportunities Perdido Key has to offer! - Kathy
Financing Your Home >Your Financial Cushion
When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.
First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.
A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.
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| Q |
What is the world's most expensive Monopoly set?
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| A |
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots. |
See More Real Estate Trivia > |
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Kathy Justice ResortQuest Real Estate 14620 Perdido Key Drive Perdido Key, FL 32507 Direct Line: 850-712-4631 Fax: 866-561-1936 kathyjustice@NUMBER1EXPERT.com kjustice@resortquest.com
Kathy is a leading real estate expert in Perdido Key, Florida whose exceptional market knowledge and genuine care for customer service catapolted her to #1 Volume Agent in Perdido Key in 2007 & 2008. "I don't view myself as a salesperson; I'm more of a teacher. I enjoy the process of educating people and providing them with the information they need to make the best decisions for themselves and their families." Kathy is more than an accomplished Realtor, she is also a Mechanical Engineer whose name appears on an international patent, a competitive athelete, and a spiritual woman whose faith is at the center of her achievements.
Top-notch customer service is at the foundation of Kathy's business and she tailors her work to each client's specific needs. "I appreciate the opportunity to serve my customers and look forward to sharing the many wonderful opportunities in Perdido Key!" 

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